Remote - Benefits Advisor Job at Lloyd Agencies, Richmond, VA

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  • Lloyd Agencies
  • Richmond, VA

Job Description

Entry-Level Sales Representative – Life Insurance, Accidental Coverage, & Supplemental Health Coverage Sales

Compensation:
This is a 100% commission-only position and is a 1099 paid independent-contractor role. There is no base salary or hourly pay . Compensation is based solely on sales performance.

Who We Are:
Our agency is a partner of American Income Life , a company that has been serving working families and union members since 1951. We are an exclusive provider of life insurance, accident coverage, and supplemental health benefits , primarily serving members of unions, associations, and small businesses. This is not a general public offer—we work through established relationships with organizations that trust AIL to protect their members.

What You’ll Do:
This is an entry-level sales role focused on protecting families with life and health-related insurance products. You will:

  • Present to clients via Zoom

  • Educate families and business owners about their benefits options

  • Help clients enroll in customized insurance packages

  • Build long-term client relationships

  • Manage your own schedule and pipeline as part of a high-performing remote team

What We Provide:

  • Inbound leads (no cold calling) from partnered associations

  • World-class training and mentorship

  • Weekly commission payouts

  • Promotion opportunities based on performance

  • Long-term residual income based on client retention

  • Remote work with flexible scheduling

  • Access to annual leadership and training conferences

What We’re Looking For:

  • Self-motivated professionals with strong communication skills

  • A growth mindset and willingness to be coached

  • High school diploma or GED required

  • Must meet state licensing requirements (includes background check)

  • Prior sales or finance experience is helpful but not required

Important Requirements:

  • You must be authorized to work in the United States. We do not sponsor work visas.

  • This is a commission-only position. There is no base pay .

  • You must be able to obtain a state license in life and/or health insurance, which requires passing a background check based on state guidelines.

Next Steps:
Qualified applicants will be contacted for an initial screening and final interview. If hired, training and licensing support will be provided.

Job Tags

Hourly pay, Full time, For contractors, Work visa, Flexible hours,

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