Mortgage Loan Officer Job at Summit Home Lending, Huntington Beach, CA

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  • Summit Home Lending
  • Huntington Beach, CA

Job Description

We are looking for an experienced, service-oriented, and detail-oriented mortgage loan officer to join our team. We believe in removing obstacles and creating a supportive environment for you to thrive in. If you have a proven track record of creating lending solutions for clients, we’d love to have you on our team. Please apply today! Responsibilities: • Communicate a thorough understanding of different loan programs and closing costs to help prospective buyers make a decision • Ensure accurate and timely preparation of all required documents from borrowers, loan officers, title companies and other related industry professionals • Review the loan process by monitoring loan status, term conformity, and regulatory guidelines • Oversee all customer interactions and ensure a smooth transaction by interfacing with realtors, processors, and underwriters • Exceed our production standards by maintaining an active pipeline • Communicate a thorough understanding of different loan programs and closing costs to help prospective buyers make a decision • Prospect, develop, and maintain relationships with potential new business referral partners  • Work closely with borrowers, internal staff, title companies/attorneys, or insurance companies to gather and prepare all documents needed to satisfy underwriting requirements • Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines • Manage a large pipeline of loans to ensure your production meets our requirements • Work live transfers & self-generated leads – Turn them into closed loans • Expand your network – Realtors, builders, financial advisors & more • Own your pipeline – Deliver elite customer service & high close rates • Collaborate with top processors & underwriters – Get deals done fast • Stay sharp – Leverage ongoing training & market insights to stay ahead Qualifications: • Current California NMLS State License or Federal NMLS Registration • 3-5 years of experience as a Mortgage Loan Officer • Originated FHA, VA, USDA, conventional, fixed/ adjustable loans, Bridge Loans, Non-Conforming Loans, FNMA and FHLMC, and Home Equity Lines of Credit • Knowledge of state and federal regulations, and the company's underwriting policies and guidelines • Possess excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making ability • Active NMLS License & mortgage sales experience – No rookies here! • Confident, sales-driven closer – You thrive in a fast-paced, high-reward setting • Pipeline builder – You don’t wait for deals, you create them A natural networker – You know how to build relationships & referrals Competitive & hungry – Your hustle determines your paycheck • If you’re ready to close more loans, earn more money, and grow fast , this is your shot. Let’s make it happen Apply today & start winning!About Company: At Summit Home Lending, we’re not just another mortgage company—we’re a team of high achievers. Here, excellence is the standard, and success is earned. Our Core Values: Own the Moment – Seize opportunities and take accountability.Get Better Every Day – Strive for continuous improvement.Integrity in Action – Always operate with honesty and fairness.Experience is Everything – Deliver exceptional service to every client.Work Hard, Play Hard – Set ambitious goals and celebrate the wins.If you’re hungry for success and ready to make an impact, we want to hear from you. Apply today and take the first step toward an exciting career in mortgage lending!

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